Fat Pirate Casino Terms & Conditions

The following definitions apply throughout these online casino terms and conditions:

• Player: any person who registers an account and uses the services.
• Account: the personal account a player opens to deposit, play and withdraw.
• Real money balance: funds deposited by the player plus winnings that are free of wagering conditions.
• Bonus: any promotional funds, free spins or rewards credited by Fat Pirate Casino, subject to specific terms.
• Wagering requirement: the total amount a player must bet before bonus funds or related winnings can be withdrawn.
• Services: all games, sports betting, promotions and features available on the website.

If any translation of these terms differs from the English version, the English version prevails. Headings are for convenience only and do not affect the meaning of any clause. Clear, published rules are part of what it takes to run a trusted online casino, so players are encouraged to read each section carefully and to ask support about anything that is unclear.

2. Eligibility & Registration

To use the services, a player must be at least 19 years old, or 18 in Alberta, Manitoba and Quebec, and must also meet the minimum legal gambling age in the place where they live. The casino may ask for proof of age at any time. Accounts opened by minors are closed, and any winnings are void.

Players are responsible for checking that online gambling is permitted where they are located. Using a VPN, proxy or other tool to hide a location or bypass these restrictions is prohibited and may result in account closure and the voiding of winnings.

Each person may hold only one account. Duplicate accounts, including accounts opened with different email addresses or on behalf of another person, will be closed, and bonuses and winnings linked to them may be cancelled. All registration details must be true, complete and belong to the player.

Fat Pirate Casino carries out identity verification (KYC) to meet its legal duties and protect players. Before the first withdrawal, and at any other time Fat Pirate Casino considers necessary, the player may be asked to provide:

• a valid government-issued photo ID, such as a passport or driver's licence;
• proof of address dated within the last three months, such as a utility bill or bank statement;
• proof of ownership of the payment methods used;
• information on the source of funds or source of wealth, where required.

Withdrawals cannot be processed until verification is complete. If documents are not provided, appear altered or do not match the account details, the casino may suspend the account.

3. Account Rules

Players must keep their account information accurate and up to date, including their name, address, email and phone number. Changes to key details such as name or date of birth may require supporting documents. Fat Pirate Casino is not responsible for losses caused by incorrect or outdated information supplied by the player.

Each player is responsible for the security of their login details. Passwords should be strong, unique and never shared. Accounts are personal and may not be sold, transferred or used by anyone else, and all activity carried out with a player's login is treated as the player's own. Anyone who suspects that their account has been accessed without permission must change their password and contact support immediately.

The casino may suspend an account, temporarily or permanently, if it reasonably suspects a breach of these terms, fraud, money laundering, use of another person's payment method, irregular play or a security risk. While an account is suspended, the player may be unable to deposit, play or withdraw until the check is finished. Fat Pirate Casino will inform the player of the suspension where the law allows and may request further information to complete its checks. If no breach is found, the account is restored and the balance remains available.

4. Deposits & Withdrawals

Fat Pirate Casino accepts deposits and withdrawals in Canadian dollars and other listed currencies through methods including Interac, Visa, Mastercard, Revolut, Skrill, Neteller, MiFinity, Paysafecard, bank transfer and selected cryptocurrencies. The methods available depend on the player's location. Payments must be made from accounts, cards or wallets registered in the player's own name; third-party payments are not accepted.

Minimum and maximum amounts vary by method and are displayed in the cashier. For example, the minimum Interac deposit and withdrawal is C10.Standard accounts may withdraw up to C750 per day and C$10,500 per month, and higher limits may be offered to VIP players. No more than three withdrawal requests can be pending at the same time. Large wins may be paid in instalments in line with these limits.

Every deposit must be wagered at least once before it can be withdrawn. This rule helps prevent the platform from being used to move money, and a withdrawal that does not meet it may be declined.

Withdrawal requests are processed by the finance team on weekdays between 6 AM and 5 PM GMT. Once approved, withdrawals are usually processed within 0–48 hours, depending on the method. Requests submitted on weekends or public holidays are handled on the next working day. Funds are normally returned to the method used for the deposit.

As explained in section 2, all withdrawals require a verified account. The casino may request additional documents for large or unusual transactions.

Fat Pirate Casino does not charge its own fees for deposits or withdrawals. However, banks, payment providers and blockchain networks may apply their own charges or exchange rates, and these are the player's responsibility. Secure casino payments are supported by encrypted connections throughout the cashier. A chargeback or payment reversal initiated by the player may lead to the suspension of the account until the amount is recovered.

5. Bonuses & Promotions

All bonuses are subject to these general Fat Pirate Casino bonus terms and to the specific rules published with each promotion. If the two conflict, the specific promotion rules apply.

Welcome bonus terms. The welcome offer is available once per player, household and payment method, and requires a minimum qualifying deposit shown on the promotions page. Deposits made with Skrill or Neteller do not qualify. Only one bonus can be active at a time.

Wagering requirements. Unless stated otherwise, deposit bonuses must be wagered 35 times the sum of the deposit and bonus, and winnings from free spins must be wagered 40 times. Real money is used first, followed by bonus funds. Once wagering is complete, the maximum amount that can be converted from bonus play to real money is ten times the bonus amount, and any excess is removed.

Expiry dates. Bonuses must be activated and wagered within 10 days unless stated otherwise, and free spins must be used within the period shown in the offer. Unused or uncompleted bonuses expire, and the related bonus funds and winnings are removed.

Bonus abuse. The casino may cancel bonuses, void winnings and close accounts where it finds bonus abuse. This includes low-risk betting, such as covering most outcomes of a roulette spin, systematic bonus hunting, opening multiple accounts and betting patterns designed to exploit promotions rather than play for entertainment. Players should also request a withdrawal promptly after completing wagering, because further play with converted bonus winnings may be subject to the conversion cap described above.

6. Fair Play & Responsible Gaming

Fat Pirate Casino aims to be a fair gaming platform for everyone. Game results are determined by certified random number generators supplied by licensed studios. Players may not use bots, scripts or any software that affects gameplay, collude with other players, exploit technical faults, use stolen payment methods or engage in any form of fraud or money laundering. Where Fat Pirate Casino finds such activity, it may void bets and winnings, close the account and report the matter to the relevant authorities. These rules protect the wider casino community and are central to operating as a safe casino brand.

Gambling should remain a form of entertainment. Players can set deposit and wager limits, take a break or self-exclude through their account or by contacting live chat. Requests to lower limits apply immediately, while requests to raise them take effect after a cooling-off period. During self-exclusion, the account cannot be reopened before the chosen period ends, and the player receives no marketing. Free, confidential help is available through provincial problem gambling helplines and the Responsible Gambling Council.

The casino takes steps to prevent underage gambling, including age confirmation at registration and document checks. Parents are encouraged to use parental-control software on shared devices.

7. Technical Use of Website

The services are designed for current versions of popular browsers, including Chrome, Safari, Firefox and Edge, on desktop computers, tablets and smartphones running iOS or Android. There is no native app. Players can add a shortcut to their home screen from the mobile site. Players are responsible for their own devices, internet connection and any data charges. As part of ongoing gaming innovation, Fat Pirate Casino may add, change or remove games and features at any time.

The casino works to keep the site available at all times but does not guarantee uninterrupted or error-free service. Maintenance, updates, provider outages or events outside Fat Pirate Casino's control may cause downtime. If a game is interrupted, the round is usually completed or restored according to the provider's rules once the connection returns.

In the event of a malfunction, error or incorrect payout, all affected bets and payouts are void. The casino may correct balances accordingly, and players must report any obvious errors instead of taking advantage of them.

8. Privacy & Data Protection

Fat Pirate Casino collects and uses personal information to open and manage accounts, process payments, verify identity, prevent fraud, support responsible gaming and, with consent, send marketing. Full details are set out in the Privacy Policy, which forms part of these terms.

Information is protected with SSL encryption, secure servers and access controls that limit staff access to what each role requires. Payment card data is handled by specialised payment providers, so full card numbers are not stored by Fat Pirate Casino. Information is shared only with service providers, game studios and authorities where necessary, and it is never sold to third parties.

The casino handles personal information in line with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws, including Quebec's Law 25. For players in the European Economic Area, the General Data Protection Regulation also applies. Players can ask to access or correct their data, withdraw consent to marketing or request deletion, subject to legal retention periods for identity and financial records.

By accepting these terms, players agree that Fat Pirate Casino may carry out the identity, age, fraud and payment checks described above, including through third-party verification services. Marketing messages are sent only with consent, and players can unsubscribe at any time.

9. Account Closure & Termination

Players may close their account at any time by contacting live chat or emailing support@fatpirate-ca.ca. Before closure, the player can withdraw any real money balance, subject to the usual verification and payment rules. Bonus funds and pending bonus winnings are removed when an account is closed. A player who closes their account for reasons related to problem gambling should say so, so that the closure can be handled as a self-exclusion and the account is not reopened.

The casino may suspend or close an account if the player breaches these terms, provides false information, is found to be under age or located in a restricted territory, engages in fraud or bonus abuse, or behaves abusively towards staff. In cases of fraud or serious breaches, Fat Pirate Casino may withhold winnings obtained through the breach and share information with payment providers and authorities.

Where a player self-excludes permanently, or where the casino decides that a relationship should end for responsible gaming reasons, the exclusion is permanent. Any remaining verified real money balance is returned to the player, and the player must not open a new account.

Fat Pirate Casino may also end the services generally, for example if it stops operating in a market. In that case, players will be notified and given the opportunity to withdraw their balances.

10. Dispute Resolution

11. Changes to Terms

Fat Pirate Casino may change these terms at any time to reflect new services, legal or regulatory requirements, or changes to how the casino operates. The latest version is always available on the website, with the date of the most recent update shown at the top of the page.

Where changes are significant, players will be notified in advance by email, by a message in their account or by a notice on the website, and may be asked to accept the new terms when they next log in. Minor changes, such as corrections or clarifications, may take effect immediately.

Continued use of the services after the updated terms take effect means the player accepts them. Players who do not agree with a change can stop using the services and close their account, and any real money balance will be paid out in line with these terms. Changes do not affect bets placed before the update came into force. Players are encouraged to read the Fat Pirate Casino rules regularly, especially before claiming a new bonus.